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Apna Ghar Apni Chat scheme application form to get interest-free loansApna Ghar Apni Chat scheme application form to get interest-free loans

Last Updated on: 22nd August 2024, 09:54 am

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Great news for Punjab families who pay high rent and do not own their own home. Punjab CM has launched the ‘Apna Ghar Apni Chat’ scheme. This initiative provides eligible families an opportunity to apply for a home on more than three acres of land where they can settle permanently. Applications can be made online or offline. Interest-free loans are available for building a home.

Apna Ghar Apni Chat scheme application form to get interest-free loans

Apna Ghar Apni Chat scheme application form to get interest-free loans

Punjab Chief Minister Maryam Nawaz has launched the ‘Apni Chhat Apna Ghar’ housing scheme, which aims to make home ownership more accessible through affordable payment plans. The scheme is expected to provide 100,000 affordable housing units across the province in the next four and a half years.

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Apni chat Apna Ghar loan scheme apply online through the official website

If you want to apply for this scheme online, here is what you need to do:

  1. Visit the official website: https://acag.punjab.gov.pk/
  2. Click on the “Register” button on the top left of the page.
  3. Please fill the application form with accurate information.
  4. Submit the form to start the registration process.

For those who are not comfortable with online applications, the government has also provided an offline method.

Also Read: CM Punjab Launched an Interest-Free Housing Loan Scheme in 6 Cities

What’s the process to apply for the CM housing scheme through a phone number

You can apply for the scheme offline by calling the official number 0800-09100. Contacting this number will provide you with all the information you need about the Apna Ghar Apni Chat scheme and you can register as a candidate.

Eligible families for interest-free loans

To qualify for an interest-free loan under this scheme, applicants must meet the following criteria:

  • As per NADRA records, he must be the head of the family.
  • As per your CNIC, you must be a permanent resident of Punjab.
  • You must own land of 5 marla or less in urban areas or up to 10 marla in rural areas of Punjab.
  • Must not have a criminal record.
  • You must not be a defaulter.
  • You must be registered in the National Socio-Economic Register (NSER) and have a household PMT score of 60 or less.

Also Read: Maryam Nawaz decides to give 1,224 free flats for laborers

Interest-free loans for low-income families

Maryam Nawaz explained that the loans are to be repaid over a period of seven years with a maximum monthly payment of Rs 14000. No payments are required for the first three months, allowing families to meet expenses such as food, medicines, and tuition fees on their own.

Last Words

The CM Apna Ghar Apni Chat scheme is a great opportunity for low-income families in Punjab to get housing without worrying about interest. With simple online and offline application methods, eligible families earning less than Rs 60000 can easily apply and secure a better future for themselves.

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